A life insurance policy may be used as collateral to secure a loan. If you die before the loan is repaid, the lender will be repaid from the policy’s death benefit proceeds before beneficiaries can ...
A policyholder's ability to assign its rights to insurance proceeds can be an effective tool of risk mitigation. However, insurance policies often incorporate assignment clauses, which require ...
Agency: "Office of Personnel Management." SUMMARY: The Office of Personnel Management (OPM), Retirement Services, offers the public and other Federal agencies the opportunity to comment on a ...
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