Explore top short- and long-term CD rates available today ...

Looking to grow your savings without taking on stock market risk? BankUnited certificates of deposit (CDs) let you lock in a fixed rate for a set term, so you know exactly how much you’ll earn.

In recent years, certificate of deposit (CD) interest rates reached historic highs, due, in large part, to the Federal Reserve pushing up its benchmark rate to try and temper inflation. As the ...

Since the end of 2022, there has been a trend of shorter-term CD rates being higher than longer-term CD rates, both for national averages and among high-yield CDs. While seeing CD rates around 4% can ...

The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...

Just last year, finding a 4.00% CD wasn't too difficult. But now in early 2026, it's a bit tougher. Banks have gradually lowered APYs over the past few months, and it's widely expected that the Fed ...