Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

Interest earnings on a $10,000 CD account this year can still be substantial and they'll be available quickly, too.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Before rushing to put this money into a CD, however, it helps to know ...

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking ...

If you have money set aside and are wondering where to put it to earn interest, two options are money market accounts, known as MMAs, and certificates of deposit, or CDs. Both of these bank ...

After three rate cuts in 2025, in January, the Fed held rates steady — though markets are predicting more cuts in the second half of 2026. And if rate cuts happen, “CD rates will likely drift lower,” ...

Certificates of deposit (CDs) look great on paper. Right now, the average 1-year CD pays about four times more interest than the average savings account. CDs are safe and predictable, and some earn ...

How much belongs in a CD? Enough to beat inflation, not so much you're stuck paying penalties. Here's what the experts say.