Is a long-term or short-term CD better to open before the Fed meeting this week? Here's what you need to know.

The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...

The interest rate cut that's been looming for all of 2025 finally seems to be here. With a cut to the federal funds rate almost a certainty, many experts are now wondering whether it will be by 25 ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher ...

Roske continued, "Based on current APY benchmarks, 60-month CDs now offer APYs equal to or better than 24-, 36-, and 48-month CDs. Those wanting to lock in a strong rate now should secure a 12-month ...

Right now, the top short-term CDs are hovering around 3.75% to 4.00% APY, while 5-year CDs are sitting closer to 3.00% to 3.50% APY. That's not the historical norm. Usually longer terms pay more as a ...

What is a CD? A Certificate of Deposit or CD is a type of savings account that keeps money locked up for a set period, usually three months to five years. The longer the CD period the higher the rate.

If saving more money is one of your financial goals for the new year, you're not alone. According to Fidelity, 44% of Americans share that goal. And for the second year in a row, more than half of ...

In the current economic climate, putting your money in a certificate of deposit account can provide some stability. If you can afford to lock up some of your funds for a set term, fixed-rate CDs can ...