Down Payment: The amount you can pay upfront for a car can affect your loan's interest rate. The more you put down, the lower ...

Average car loan interest rates range from 5.27% to 21.58%, based on factors such as your credit score, type of car and whether you’re buying a new or used car. In September 2025, the average car loan ...

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

Auto loan interest rates surged across the United States in the second quarter of 2025. According to a new report from personal-finance company WalletHub, some states are experiencing increases of up ...

Auto refinance rates start below 4.00% for qualified borrowers Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By ...

Discover the ins and outs of auto loans, from interest rates to payment terms, and find the best vehicle financing option for your needs.

Average car loan interest rates for excellent credit start at 4.33% for new cars and 7.30% for used cars, based on factors such as your credit score, type of car and whether you’re buying a new or ...