Homeowners insurance and earthquake coverage: Which states offer protection? Earthquake damage is not covered by a standard homeowners insurance policy in the United States. Instead, earthquake ...

Homeowners insurance costs are rising again nationwide, with premiums expected to increase in 2026 — though some states will ...

Homeowners insurance companies will cover roof leaks if caused by a sudden event, such as a storm or fallen tree. MarketWatch Guides may receive compensation from companies that appear on this page.

Learn what home insurance covers, from dwelling and personal property to liability. Compare policy types, exclusions, and coverage limits before buying.