Life insurance is something every family provider should have. The amount of life insurance you need is dependent on a number of factors. Your age, health, and job can all factor into how much you pay ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Life insurance might seem like an unnecessary expense, but having it can grant you peace of mind, especially if you have people depending on you financially. And while you might assume it costs a lot ...