A fraud attempt on a never-used debit card reveals a surprising way criminals can exploit card numbers digitally without physical access.

Debit card fraud does not wait for anyone to get organized. The clock starts the second that unauthorized charge hits an account, and every hour that passes can change how much money stays protected.

Maybe you see an unfamiliar charge on your bank statement. Or you notice your debit card isn’t in its normal place in your wallet. If you suspect bank account fraud, now is the time to take action.

Credit card scams are always something to look out for, but don't forget to protect your debit card from thieves. We'll ...