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You’ve saved, invested and planned — and now you’re finally ready to retire. But in some ways, the hard work is far from over because you still need to answer a very important question: How do you ...

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Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

A 401(k) hardship withdrawal lets you take money from your retirement savings to cover an urgent financial need — like medical bills, tuition or preventing foreclosure. But while hardship withdrawals ...

Zina Kumok is a freelance personal finance writer based in Indianapolis. She paid off her own student loans in three years. She also offers one-on-one financial coaching sessions at ConsciousCoins.com ...

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