A new study suggests that lenders may get their strongest overall read on credit default risk by combining several machine learning models rather than relying on a single algorithm. The researchers ...

In the United States: The Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA) require lenders to ...

Understand the score that insurers use to predict risk and help set your auto and homeowners insurance rates ...

Visibility of Hustler Fund data and analytics on Kenyans and their borrowing habits played a key role in helping KCB Group grow its mobile loans by 30 percent to Sh544 billion last year, amounting to ...

TransUnion cuts VantageScore 4.0 to $0.99, aiming to boost lender choice and affordability as FHFA pushes mortgage score modernization and competition.

Citicore Energy REIT Corp. has maintained its PRS Aa+ (corp.) issuer credit rating with a stable outlook from Philippine Rating Services Corp., affirming ...

The AI in banking market is on course from $26 billion to $546 billion. The gap between investment and deployment tells a more complicated story. I have had some version of the same conversation with ...

Key Takeaways No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different purposes.FICO and ...

Auto insurance has never been especially affordable, but there are several forces that could cause your premiums to rise more ...

Good morning, and welcome to OppFi's Fourth Quarter 2025 Earnings Call. Today, our Executive Chairman and CEO, Todd Schwartz. and CFO Pam Joh ...

With the global fintech A.I. market valued at $36 billion, B2 Ventures’ Arthur Azizov contends that competitiveness is defined by whether a firm’s infrastructure can actually support A.I. at ...

Indian inventor Vatsal Soin proposes the 0→1 Doctrine, a privacy-first architecture that eliminates raw data sharing through band-based AI governance.