Not every business is suited to subscriptions, but in the right industries, the model can drive steady revenue and long-term customer relationships. Not long ago, subscriptions were mostly associated ...

Eric Katz writes about federal agency operations and management. His deep coverage of Veterans Affairs, Homeland Security, the Environmental Protection Agency and U.S. Postal Service has earned him ...

Habit formation is the process by which behaviors become automatic. Habits can form without a person intending to acquire them, but they can also be deliberately cultivated—or eliminated—to better ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

James Chen, CMT is an expert trader, investment adviser, and global market strategist. Somer G. Anderson is CPA, doctor of accounting, and an accounting and finance professor who has been working in ...