Create beautiful invoices, accept online payments, and make accounting easy—all in one place—with Wave’s suite of money management tools.

Dec 18, 2025 · For small business owners, creators, freelancers, consultants, and contractors in the US and Canada, Wave’s mobile app is the perfect companion to our desktop experience.

Hundreds of thousands of businesses of all sizes use Wave to pay their employees, take payments from customers, collect cash from outlets, and accept payments online.

Wave is a Canadian company that provides financial services and software for small businesses. Wave is headquartered in the East Bayfront neighbourhood in Toronto, Canada.

Give your customers every way to pay with Wave Payments. Add a secure "Pay now" button to invoices. Accept credit cards, bank transfers, or Apple Pay. Get paid in 1-2 business days. …

Wave offers flexible subscription options so every user can find a plan that fits their needs. Whether you only record occasionally or rely on Wave for daily work, there’s a plan for you.

Wave has free, easy-to-use accounting and invoicing software and built-in, affordable financial services. Take the stress out of running a business with the tool small business owners and...